Can I Go to Urgent Care Without Insurance?
Getting sick or injured without health insurance can be stressful, especially if you're worried about the cost of being seen and treated. The good news is that you do not need health insurance to visit an urgent care center, including Priority 1 Urgent Care in Guilderland. Priority 1 offers self-pay options so you can receive same-day care for non-life-threatening illnesses and injuries without the significantly higher cost of an emergency room visit.
Whether you live in Guilderland, Albany, or another nearby Capital Region community, knowing your payment options before you need medical care can help you feel more prepared. If you need same-day treatment, Priority 1 Urgent Care welcomes walk-in patients 7 days a week, or make a reservation by saving a spot online before you arrive.
What is the Priority Pass Membership?
If you do not have health insurance or have a high-deductible health plan, Priority 1’s Priority Pass Membership is an excellent payment option to consider. While it is not health insurance, the program is designed to make routine urgent care costs more manageable and predictable with a simple monthly membership.
Members receive up to three urgent care visits each calendar month, along with “next in” priority access when coming in for a visit. Instead of paying the standard self-pay rates for every visit, members pay a low monthly fee auto paid by credit or debit card every 30 days, which makes budgeting for routine medical care much easier. All on-site diagnostic and treatment services are included with the membership.
The membership is a good fit for people who expect to use urgent care more than once a year, including those who are uninsured, have high-deductible coverage, or receive care outside their insurance network. Before enrolling, take time to review the program details, including eligibility requirements, covered services, and visit limits, to determine whether it meets your healthcare needs.
How Does Urgent Care Work Without Insurance?
If you do not have health insurance, you can still be seen at urgent care. Instead of billing an insurance provider, you'll pay for your visit yourself using the clinic's self-pay pricing.
At Priority 1 Urgent Care, self-pay visits start at $195, with additional charges depending on the services you receive, such as lab work, X-rays, or other treatments. Payment is collected at the time of your visit, and the team will explain any other potential or expected costs before treatment begins, so you know what to expect.
Self-pay is also an option for people who have insurance but prefer not to use it. For example, patients with high-deductible health plans or out-of-network insurance coverage often choose to pay for their visit out of pocket as it can be substantially less than what their insurance will require them to pay.
Get Affordable Care in Guilderland, NY at Priority 1 Urgent Care
If you need treatment for a non-life-threatening illness or injury, Priority 1 Urgent Care provides same-day care for patients throughout Guilderland, Albany, and the surrounding Capital Region, with or without health insurance. Our team is here to answer questions about insurance-based care, self-pay pricing, the Priority Pass Membership, and the services we provide. Walk in during business hours or save your spot online for added convenience. If you have questions before your visit, give us a call at (518) 867-8040.